Vegetarian Taco Casserole

1 can black beans, drained, rinsed
1 can ranchero style pinto beans, with liquid
1 c. salsa
1/2 c. sour cream
2 tsp. chili powder
3 c. crushed tortilla chips (or you could probably use tortillas, it just wouldn't be as crunchy)
2 c. grated lettuce
2 c. shredded cheese
1 tomato, diced

Mix beans, salsa, sour cream, chili powder. Layer beans, chips, cheese. Repeat. Bake 20-30 minutes at 350 degrees. Serve with lettuce and tomato.